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|The home equity loan has become quite popular in the last five years , and Americans have tapped into the equity of their homes in record numbers. The reasons vary, although home improvement and debt consolidation are the most common reasons for borrowing against a home's equity.
In the last fifteen years or so, a new twist has arrived in the home equity market ?- the reverse mortgage. Like a traditional home equity loan or line of credit, a reverse mortgage allows you to borrow against the equity in your home. Unlike those other options, you don't have to make payments in order to pay it back. The repayment takes place when you die, when you move, or when you sell your home. You must be at least 62 years of age to qualify, but unlike other loans, you do not have to have any appreciable income in order to get a reverse mortgage.
There are a number of advantages of a reverse mortgage over a traditional home equity loan:
Your options of receiving the money from the loan include a monthly payout, although you may also elect to receive a lump sum or a credit line. A monthly payout would effectively provide you with a regular "income" during the remainder of your time in your home.
The loan isn't due until you move, sell the home, or die. There is no repayment schedule, as with regular installment loans. At the time of your death or when you sell the house, the loan must be repaid with interest.
The amount you have to repay cannot exceed the value of your home. With this feature, you are protected should your home decline in value. The lender cannot force you to pay more than the value of the home.
Due to the age restrictions on reverse mortgages, they are not for everyone. But if you qualify, it could provide an excellent opportunity to have an income during your retirement years.
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Swingline Announces the New Swingline 1765023 Recyclable Paper Shredder Bags Technology Articles | January 4, 2012
Swingline 1765023 has 6-Gallon Recyclable Paper Shredder Bag, Made of recyclable material, these bags are safe for the environment and make recycling of shreds easy. ALSO KNOWN AS GBC SWINGLINE ...
Swingline 1765023 has 6-Gallon Recyclable Paper Shredder Bag, Made of recyclable material, these bags are safe for the environment and make recycling of shreds easy. ALSO KNOWN AS GBC SWINGLINE 1765023 SHREDDER BAGS.
Quick Overview * 1765023 Recyclable Paper Shredder Bags * MINIMUM QUANTITY PURCHASE OF 6 REQUIRED * Made from recyclable material * 100% Recyclable * Reinforced top prevents ripping * Pre-punched top holes allow quick installation * Fits 6-gallon shredder bins * 20 bags per pack
Additional Information Manufactured In China Manufacturer Swingline Manuf Part # 1765023 Model 1765023 Expected Ship Date 3-5 Days Weight 13.0000 Color Brown Capacity (Gal) 6 gallons Number of Bags 20 Compatible Models Fits 6-gallon shredders
Located in the hustle and bustle of New York City, Mono Machines LLC is an authorized reseller for Swingline 1765023 Recyclable Paper Shredder Bags. Through our unique contracts we are able to ship directly from the manufacturer warehouse, cutting costs and delivering the LOWEST PRICES around.
We strive to provide the best service at the lowest possible price. We have product specialists available for most products. Please call us with any questions or concerns that you may have. We are staffed with highly knowledgeable employees and look forward to meeting your needs.
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Choosing and and Using a Compare Tool Computers Articles | August 29, 2007
Compare tools can come in vastly different varieties and forms. Choosing the compare tool that works for you can be a simple process if you adhere to some basic steps.
Selecting a compare tool does not have to be all that difficult, despite the effort involved.? Choosing a compare all be as easy as using the correct software and connecting a search on Google or another search engine for compare tools online.? Selecting a compare tool can be a simple task, providing that the user has enough information to me correct decision and is not distracted by extraneous information.? No software uses some type of compare tool as the heart of their antivirus and security efforts while many compare tools are used for judging software and comparing one file to another in an intranet setting.? This includes comparing my SQL Server database libraries and other important files and software.? The compare tool is an effective method of differentiating between different types of text, software and other documents and formats.? Utilizing the correct compare tool means all the difference in the world to the software user as using the correct tool for the job can make every difference for the effectiveness and utilization of the perspectives software tool.Considering .